Homebuyer Education Classes
Hello HomeSight Homebuyer Education Registrants
HomeSight has cancelled all in-person Homebuyer Education Classes for the time being. The health and safety of our community members is our top priority during this time.
We have partnered with eHome America to offer online Homebuyer Education at a reduced rate of $25. You will be issued a Certificate of Completion once you have finished, and you can work through the course at your own pace. To sign-up for the online course please go through the eHome website at https://www.ehomeamerica.org/home.php to register. Select your state and county, and then choose the Homebuyer Education Course, then HomeSight. The fee will automatically be reduced to $25 for all HomeSight clients.
If you have already registered for an in-person class your registration fee will be refunded.
HomeSight proudly offers education aligned with current topics in a rapidly changing industry throughout the year. Our curriculum consists of one workshop: The Basics of Homeownership.
The Basics of Homeownership: Credit, Finance, Home Selection, Escrow and Closing
This class runs from 10AM to 5:30PM, with a break for lunch. In addition to providing an overview of the homebuying process, HomeSight’s purchase assistance program, buyer affordability and qualifying criteria, it covers important first-time homebuyer topics as listed below:
- Financial Basics: Increases financial awareness in order to make sound financial decisions, particularly regarding the home purchase process. Topics include: housing affordability, developing a budget, budgeting and saving tips, understanding credit and how to protect your credit.
- Home Financing: Increases familiarity with various lending programs as well as the legal documents of the home purchase process. Topics include: different types of mortgage loans, qualifying for a home loan, legal document review (purchase and sale agreements, notes, deeds of trust, and title reports), home loan closing process (settlement procedures, predatory loans, and how to avoid them).
- Home Maintenance: Provides valuable information regarding the maintenance responsibilities of home ownership. Topics include: home inspections as a maintenance guide, an overview of the systems that make up your home, handling home emergencies, preserving the long-term value of your home, seasonal maintenance tips, and maintenance resources for the new home owner.
- Mortgage Default Prevention: Learn what to do if you lose your job or some other catastrophic event keeps you from making your mortgage payments. Become familiar with programs available that can help you avoid foreclosure.
We hold in person classes in Seattle, Tacoma, and Everett. We offer online classes statewide. To hold your place for an in-person class, we require a $10 deposit that is fully refundable at the time of the class. Our statewide online courses are $50 and non-refundable.
All clients receiving purchase assistance through HomeSight, including all persons who will appear on the mortgage, are required to complete our educational curriculum and financial assessments.
You must be registered for the class (this includes your co-applicant, if applicable) in order to attend.
Due to the amount of material covered in this class, HomeSight requires that prospective home buyers arrive on time. Also, due to limited seating and for the courtesy of other applicants, no children or unregistered guests will be allowed in the class. If you come to a class after the start time or with a child or unregistered guest, you will be asked to leave and register for another class.
We can provide American Sign Language translation. We ensure all of classrooms are physically accessible to all. If you require alternate translation services or have additional accessibility inquiries, please call us at (206) 723-4355.